The PEriodical_The Quarterly Private Equity Newsletter-Q3CY19

Presenting the 6^th issue of The PEriodical – Our dossier of information, focusing exclusively on the VC PE industry. The Quarterly Private Equity newsletter reviews mega deals for the period, featuring insights from eminent Indian Venture Capitalists in a tête-à-tête with our Deals experts.

Each issue of the PEriodical highlights one key sector of prime importance to the industry, underscoring the trends, disruptions and growth that the sector entails.

The sector in focus for this issue of the PEriodical is the SME Lending- Fintechs driving growth

An integral part of India’s economy is represented by Small and Medium Enterprises( SMEs) or Micro, Small and Medium Enterprises (MSMEs ). They constitute the largest share of employment after agriculture; however, in spite of stronger growth and or economic contribution, the banks and large financial institutions have underserved the SME market due to various factors. Multiple Initiatives by India’s Government and digital transformation are improving the prospects of SME Lending in India. MSME lending landscape is getting disrupted through formalization and digitization by Fintechs. By demonstrating scalability and better unit economics, Fintechs are innovating in reducing the time, process and cost of capital for SMEs. Read here on what the future holds for this sector and about the initiatives taken in order to further the prospects of SME Lending.

In this issue of the PEriodical, the section ‘Across the Table’, includes insights from Mr. Amit Rajpal, Non-Executive Chairman and Co-Founder of Niyogin Fintech Ltd about strategies on customer acquisitions, customization of products and services according to the needs of the SME ecosystem, and fortification of client relationship through proprietary touch.